{"id":200154,"date":"2026-08-10T12:30:00","date_gmt":"2026-08-10T15:30:00","guid":{"rendered":"https:\/\/www.hoymercedes.com.ar\/principal\/?p=200154"},"modified":"2026-08-10T10:21:33","modified_gmt":"2026-08-10T13:21:33","slug":"familias-meredinas-muy-endeudadas-segun-informe-del-banco-central","status":"publish","type":"post","link":"https:\/\/www.hoymercedes.com.ar\/principal\/2026\/08\/10\/familias-meredinas-muy-endeudadas-segun-informe-del-banco-central\/","title":{"rendered":"Familias meredinas muy endeudadas seg\u00fan informe del Banco Central"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Las deudas crecen al comp\u00e1s de una econom\u00eda en recesi\u00f3n. Datos recientemente dados a conocer exponen que las <strong>familias mercedinas<\/strong> tambi\u00e9n est\u00e1n muy endeudadas. En <strong>billeteras virtuales<\/strong>, como Mercado Pago, es donde m\u00e1s se ve, arribando a casi el 46% de mora o deuda consustanciada sin poder pagar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El informe surge de una investigaci\u00f3n de la \u201cCentral de Deudores\u201d del Banco Central de la Rep\u00fablica Argentina\u201d y sistematizado por el equipo de \u201cCentro de Estudios para la Ciudad\u201d y Friedrich Ebert Stiftung.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Los niveles de deuda de los mercedinos, a nivel de toda la poblaci\u00f3n es del 14.61%, es decir m\u00e1s de 11 mil personas, que, si el universo de la poblaci\u00f3n de Mercedes restamos los menores, el panorama claramente es grav\u00edsimo en proporci\u00f3n, pero m\u00e1s importante en realidad.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Los j\u00f3venes, con acceso a billeteras virtuales, siendo Mercado Libre la m\u00e1s difundida, son los que peor est\u00e1n, con un 45.36% de deuda establecida.<\/p>\n\n\n\n<div class=\"hm-infografia-deuda\">\n    <header class=\"hm-info-header\">\n        <span class=\"hm-tag-alerta\">REPORTE FINANCIERO<\/span>\n        <h2>Radiograf\u00eda del Endeudamiento en Mercedes<\/h2>\n        <p>Datos procesados sobre la base de la Central de Deudores del BCRA, CEC y Fundaci\u00f3n Friedrich Ebert.<\/p>\n    <\/header>\n\n    <!-- TARJETAS DE IMPACTO PRINCIPAL (KPIS) -->\n    <div class=\"hm-kpi-grid\">\n        <div class=\"hm-kpi-card destacada\">\n            <span class=\"hm-kpi-label\">Monto Deuda Total<\/span>\n            <div class=\"hm-kpi-val\">$10.158 M<\/div>\n            <span class=\"hm-kpi-sub\">1,24% del total provincial<\/span>\n        <\/div>\n        <div class=\"hm-kpi-card alerta\">\n            <span class=\"hm-kpi-label\">Deuda en Mora<\/span>\n            <div class=\"hm-kpi-val\">$933,3 M<\/div>\n            <span class=\"hm-kpi-sub\">1,28% de incidencia en PBA<\/span>\n        <\/div>\n        <div class=\"hm-kpi-card\">\n            <span class=\"hm-kpi-label\">Poblaci\u00f3n Endeudada<\/span>\n            <div class=\"hm-kpi-val\">14,61%<\/div>\n            <span class=\"hm-kpi-sub\">+11.000 mercedinos<\/span>\n        <\/div>\n        <div class=\"hm-kpi-card alerta\">\n            <span class=\"hm-kpi-label\">J\u00f3venes en Mora (&lt;25)<\/span>\n            <div class=\"hm-kpi-val\">45,36%<\/div>\n            <span class=\"hm-kpi-sub\">Billeteras virtuales \/ No fin.<\/span>\n        <\/div>\n    <\/div>\n\n    <!-- SECCI\u00d3N DOS COLUMNAS: ENTIDADES Y EDADES -->\n    <div class=\"hm-data-columns\">\n        \n        <!-- COLUMNA 1: \u00bfD\u00d3NDE SE ENDEUDAN? -->\n        <div class=\"hm-data-box\">\n            <h3>Porcentaje de Deuda por Tipo de Entidad<\/h3>\n            <div class=\"hm-bar-group\">\n                \n                <div class=\"hm-bar-item\">\n                    <div class=\"hm-bar-info\">\n                        <span>No Financieros (Mercado Pago, etc.)<\/span>\n                        <strong>45,36%<\/strong>\n                    <\/div>\n                    <div class=\"hm-bar-bg\"><div class=\"hm-bar-fill alerta\" style=\"width: 45.36%;\"><\/div><\/div>\n                <\/div>\n\n                <div class=\"hm-bar-item\">\n                    <div class=\"hm-bar-info\">\n                        <span>Tarjetas de Cr\u00e9dito<\/span>\n                        <strong>28,95%<\/strong>\n                    <\/div>\n                    <div class=\"hm-bar-bg\"><div class=\"hm-bar-fill\" style=\"width: 28.95%;\"><\/div><\/div>\n                <\/div>\n\n                <div class=\"hm-bar-item\">\n                    <div class=\"hm-bar-info\">\n                        <span>Neo Bancos (Digitales)<\/span>\n                        <strong>24,29%<\/strong>\n                    <\/div>\n                    <div class=\"hm-bar-bg\"><div class=\"hm-bar-fill\" style=\"width: 24.29%;\"><\/div><\/div>\n                <\/div>\n\n                <div class=\"hm-bar-item\">\n                    <div class=\"hm-bar-info\">\n                        <span>Bancos Privados<\/span>\n                        <strong>16,72%<\/strong>\n                    <\/div>\n                    <div class=\"hm-bar-bg\"><div class=\"hm-bar-fill\" style=\"width: 16.72%;\"><\/div><\/div>\n                <\/div>\n\n                <div class=\"hm-bar-item\">\n                    <div class=\"hm-bar-info\">\n                        <span>Bancos P\u00fablicos<\/span>\n                        <strong>10,23%<\/strong>\n                    <\/div>\n                    <div class=\"hm-bar-bg\"><div class=\"hm-bar-fill\" style=\"width: 10.23%;\"><\/div><\/div>\n                <\/div>\n\n                <div class=\"hm-bar-item\">\n                    <div class=\"hm-bar-info\">\n                        <span>Compa\u00f1\u00edas Financieras<\/span>\n                        <strong>1,57%<\/strong>\n                    <\/div>\n                    <div class=\"hm-bar-bg\"><div class=\"hm-bar-fill\" style=\"width: 1.57%;\"><\/div><\/div>\n                <\/div>\n\n            <\/div>\n        <\/div>\n\n        <!-- COLUMNA 2: EDADES Y G\u00c9NERO -->\n        <div class=\"hm-data-box\">\n            <h3>Nivel de Endeudamiento por Edad<\/h3>\n            <div class=\"hm-bar-group\">\n                \n                <div class=\"hm-bar-item\">\n                    <div class=\"hm-bar-info\">\n                        <span>Hasta 25 a\u00f1os<\/span>\n                        <strong>34,21%<\/strong>\n                    <\/div>\n                    <div class=\"hm-bar-bg\"><div class=\"hm-bar-fill alerta\" style=\"width: 34.21%;\"><\/div><\/div>\n                <\/div>\n\n                <div class=\"hm-bar-item\">\n                    <div class=\"hm-bar-info\">\n                        <span>De 26 a 35 a\u00f1os<\/span>\n                        <strong>24,74%<\/strong>\n                    <\/div>\n                    <div class=\"hm-bar-bg\"><div class=\"hm-bar-fill\" style=\"width: 24.74%;\"><\/div><\/div>\n                <\/div>\n\n                <div class=\"hm-bar-item\">\n                    <div class=\"hm-bar-info\">\n                        <span>De 36 a 45 a\u00f1os<\/span>\n                        <strong>15,25%<\/strong>\n                    <\/div>\n                    <div class=\"hm-bar-bg\"><div class=\"hm-bar-fill\" style=\"width: 15.25%;\"><\/div><\/div>\n                <\/div>\n\n                <div class=\"hm-bar-item\">\n                    <div class=\"hm-bar-info\">\n                        <span>De 46 a 55 a\u00f1os<\/span>\n                        <strong>13,49%<\/strong>\n                    <\/div>\n                    <div class=\"hm-bar-bg\"><div class=\"hm-bar-fill\" style=\"width: 13.49%;\"><\/div><\/div>\n                <\/div>\n\n                <div class=\"hm-bar-item\">\n                    <div class=\"hm-bar-info\">\n                        <span>De 56 a 65 a\u00f1os<\/span>\n                        <strong>9,75%<\/strong>\n                    <\/div>\n                    <div class=\"hm-bar-bg\"><div class=\"hm-bar-fill\" style=\"width: 9.75%;\"><\/div><\/div>\n                <\/div>\n\n                <div class=\"hm-bar-item\">\n                    <div class=\"hm-bar-info\">\n                        <span>De 66 a 75 a\u00f1os<\/span>\n                        <strong>9,29%<\/strong>\n                    <\/div>\n                    <div class=\"hm-bar-bg\"><div class=\"hm-bar-fill\" style=\"width: 9.29%;\"><\/div><\/div>\n                <\/div>\n\n            <\/div>\n\n            <!-- COMPARATIVA DE G\u00c9NERO -->\n            <div class=\"hm-genero-box\">\n                <h4>Brecha por G\u00e9nero<\/h4>\n                <div class=\"hm-genero-grid\">\n                    <div class=\"hm-genero-card m\">\n                        <span>\ud83d\udc69 Mujeres<\/span>\n                        <strong>16,2%<\/strong>\n                    <\/div>\n                    <div class=\"hm-genero-card h\">\n                        <span>\ud83d\udc68 Hombres<\/span>\n                        <strong>13,6%<\/strong>\n                    <\/div>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n    <\/div>\n<\/div>\n\n<style>\n\/* ESTILOS INFOGRAF\u00cdA HOYMERCEDES *\/\n.hm-infografia-deuda {\n    background: #ffffff;\n    border: 1px solid #e2e2e2;\n    border-radius: 8px;\n    padding: 24px;\n    margin: 30px 0;\n    font-family: 'Roboto', Arial, sans-serif;\n    color: #222222;\n    box-shadow: 0 4px 15px rgba(0,0,0,0.03);\n}\n\n.hm-info-header {\n    border-bottom: 2px solid #01A0C6;\n    padding-bottom: 12px;\n    margin-bottom: 20px;\n}\n\n.hm-tag-alerta {\n    background: #01A0C6;\n    color: #ffffff;\n    font-size: 11px;\n    font-weight: 800;\n    padding: 3px 8px;\n    border-radius: 3px;\n    text-transform: uppercase;\n}\n\n.hm-info-header h2 {\n    font-size: 22px;\n    font-weight: 900;\n    margin: 8px 0 4px 0;\n    color: #111111;\n}\n\n.hm-info-header p {\n    font-size: 13px;\n    color: #666666;\n    margin: 0;\n}\n\n\/* KPIS *\/\n.hm-kpi-grid {\n    display: grid;\n    grid-template-columns: repeat(4, 1fr);\n    gap: 15px;\n    margin-bottom: 25px;\n}\n\n.hm-kpi-card {\n    background: #f8f9fa;\n    border: 1px solid #e9ecef;\n    border-radius: 6px;\n    padding: 14px;\n    text-align: center;\n}\n\n.hm-kpi-card.destacada {\n    background: #f0faff;\n    border-color: #b3e5fc;\n}\n\n.hm-kpi-card.alerta {\n    background: #fff5f5;\n    border-color: #ffcdd2;\n}\n\n.hm-kpi-label {\n    font-size: 11px;\n    font-weight: 700;\n    color: #555555;\n    text-transform: uppercase;\n    display: block;\n    margin-bottom: 4px;\n}\n\n.hm-kpi-val {\n    font-size: 22px;\n    font-weight: 900;\n    color: #01A0C6;\n    line-height: 1.1;\n}\n\n.hm-kpi-card.alerta .hm-kpi-val {\n    color: #d32f2f;\n}\n\n.hm-kpi-sub {\n    font-size: 11px;\n    color: #777777;\n    margin-top: 4px;\n    display: block;\n}\n\n\/* COLUMNAS BARRAS *\/\n.hm-data-columns {\n    display: grid;\n    grid-template-columns: repeat(2, 1fr);\n    gap: 25px;\n}\n\n.hm-data-box {\n    background: #fafafa;\n    border: 1px solid #eeeeee;\n    border-radius: 6px;\n    padding: 18px;\n}\n\n.hm-data-box h3 {\n    font-size: 15px;\n    font-weight: 800;\n    margin: 0 0 15px 0;\n    color: #111111;\n    border-left: 3px solid #01A0C6;\n    padding-left: 8px;\n}\n\n.hm-bar-group {\n    display: flex;\n    flex-direction: column;\n    gap: 12px;\n}\n\n.hm-bar-info {\n    display: flex;\n    justify-content: space-between;\n    font-size: 12.5px;\n    margin-bottom: 4px;\n}\n\n.hm-bar-info span { color: #444444; }\n.hm-bar-info strong { color: #111111; }\n\n.hm-bar-bg {\n    height: 8px;\n    background: #e0e0e0;\n    border-radius: 4px;\n    overflow: hidden;\n}\n\n.hm-bar-fill {\n    height: 100%;\n    background: #01A0C6;\n    border-radius: 4px;\n}\n\n.hm-bar-fill.alerta {\n    background: #d32f2f;\n}\n\n\/* G\u00c9NERO *\/\n.hm-genero-box {\n    margin-top: 20px;\n    padding-top: 15px;\n    border-top: 1px solid #e0e0e0;\n}\n\n.hm-genero-box h4 {\n    font-size: 13px;\n    font-weight: 700;\n    margin: 0 0 10px 0;\n    color: #333333;\n}\n\n.hm-genero-grid {\n    display: grid;\n    grid-template-columns: 1fr 1fr;\n    gap: 10px;\n}\n\n.hm-genero-card {\n    display: flex;\n    justify-content: space-between;\n    align-items: center;\n    padding: 8px 12px;\n    border-radius: 4px;\n    font-size: 12.5px;\n    background: #ffffff;\n    border: 1px solid #e0e0e0;\n}\n\n.hm-genero-card.m strong { color: #d81b60; }\n.hm-genero-card.h strong { color: #1976d2; }\n\n\/* RESPONSIVE M\u00d3VIL *\/\n@media (max-width: 768px) {\n    .hm-kpi-grid {\n        grid-template-columns: repeat(2, 1fr);\n        gap: 10px;\n    }\n    .hm-data-columns {\n        grid-template-columns: 1fr;\n        gap: 15px;\n    }\n    .hm-kpi-val {\n        font-size: 18px;\n    }\n}\n<\/style>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Las deudas crecen al comp\u00e1s de una econom\u00eda en recesi\u00f3n. Datos recientemente dados a conocer exponen que las familias mercedinas &#8230; <a title=\"Familias meredinas muy endeudadas seg\u00fan informe del Banco Central\" class=\"read-more\" href=\"https:\/\/www.hoymercedes.com.ar\/principal\/2026\/08\/10\/familias-meredinas-muy-endeudadas-segun-informe-del-banco-central\/\" aria-label=\"Leer m\u00e1s sobre Familias meredinas muy endeudadas seg\u00fan informe del Banco Central\">Leer m\u00e1s<\/a><\/p>\n","protected":false},"author":1,"featured_media":200155,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[8],"tags":[],"class_list":["post-200154","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sociedad","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/www.hoymercedes.com.ar\/principal\/wp-content\/uploads\/2026\/08\/Captura-de-pantalla-2026-08-10-101844.png","wps_subtitle":"Terrible panorama","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.hoymercedes.com.ar\/principal\/wp-json\/wp\/v2\/posts\/200154","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hoymercedes.com.ar\/principal\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hoymercedes.com.ar\/principal\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hoymercedes.com.ar\/principal\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hoymercedes.com.ar\/principal\/wp-json\/wp\/v2\/comments?post=200154"}],"version-history":[{"count":2,"href":"https:\/\/www.hoymercedes.com.ar\/principal\/wp-json\/wp\/v2\/posts\/200154\/revisions"}],"predecessor-version":[{"id":200157,"href":"https:\/\/www.hoymercedes.com.ar\/principal\/wp-json\/wp\/v2\/posts\/200154\/revisions\/200157"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hoymercedes.com.ar\/principal\/wp-json\/wp\/v2\/media\/200155"}],"wp:attachment":[{"href":"https:\/\/www.hoymercedes.com.ar\/principal\/wp-json\/wp\/v2\/media?parent=200154"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hoymercedes.com.ar\/principal\/wp-json\/wp\/v2\/categories?post=200154"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hoymercedes.com.ar\/principal\/wp-json\/wp\/v2\/tags?post=200154"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}